On the list of things that Florida is known for, you don’t have to go very far to get to hurricanes and deal with storm damage. Hurricane season is always a reminder of how important it is to have a safe roof over our heads. However, it’s not the only cause of storm damage.
Florida has its fair share of hailstorms, tornados and other storms with strong winds.
These storms can damage your roof in a variety of ways. Due to the frequency of such storms in Florida, storm damage is typically covered by homeowners insurance.
Water and Hail Damage
Water can severely damage your roof. In Florida, it is best to look at your homeowners insurance policy to check for flood damage. Most water damage is covered if it is from sudden internal issues like your water heater rupturing. However, damage from storms isn’t always insured. If you find that your policy doesn’t include flood insurance, you might want to talk to your insurance agent to add it to your policy before hurricane season.
Ice and hail are typically covered by your homeowners insurance, but take a look at the policy to be sure.
If your home or location is struck by lightning, the damage is typically covered by homeowners insurance. Typical damage like smoke and fire damage is covered, but you may want to check your policy for other types of damages including power surges that may have damaged your personal electronics or appliances. As always talk to your agent for full coverage details.
Homeowners insurance typically covers wind damage. Typical wind damage covered is when the wind rips off your shingles or even if wind-driven rain has gotten inside of your home. Check your policy if it covers fallen trees that damage your home due to wind damage.
What is the Typical Process?
Fill out the form on this page or call in to request a roofing specialist to come to your home. They will assess the damage and provide you with a plan for restoration.
2. Reach Out to Insurance
At Secured Roofing & Restoration, we work directly with your insurance company. Once our specialist has assessed the damage, they will reach out to your insurance provider and present them with a quote and damage assessment.
3. Insurance Adjuster Appointment
Once the insurance company is given a quote, they will want to set up an appointment to confirm the damages. The insurance company will call YOU first. Let us know of the appointment and we will work with them in your stead to discuss the details of the damage and confirm our initial assessment.
4. Approval and Restoration
Once everything is approved and you are awarded your damages, we will schedule a date to begin restoring your property to brand new. We lay out all the details and timelines so that you can prepare yourself for the upcoming project.
"Bryan estimated the job & even came to our home to discuss repairs with our insurance adjuster."
- Marie K.
"Very responsive. The final verdict will be known if roof leaks around skylights are terminated."
- Glenn P.
"The company contacted me within minutes of requesting the quote through Home Advisor. Shane was able to come on the very next morning. As the problem turned out to be minor, a nail that had come loose and pierced a shingle, he took care of it on the spot. He also inspected the rest of the roof and found and sealed a sheet of shingles that had become a little loose probably due to wind. Shane was very professional and efficient. I couldn't be happier with the service Secured Roofing and Restoration provided."
- Nick H.
"They were polite, they arrived on time and got straight to work. they were hard workers."
- Jude C.